Outside The Box Lending
Helping Clients with Down Payment Assistance and Portfolio Loans through Outside the Box Lending
2 HR REALTOR ELECTIVE CE
TREC Education Provider License Number: 9969
Course Number:
41689
Many clients often believe they need a specific percentage down and a certain term for their mortgage. However, we offer a variety of nontraditional lending products that might be considered "outside the box."
What We Will Discuss:
Different Lending Programs Available: An overview of programs that complement major lending options and those that stand alone.
Down Payment Assistance Programs for First-Time Home Buyers: Exploring multiple government and non-profit programs to help first-time buyers achieve the American Dream.
Down Payment Assistance Programs for Repeat Buyers: Debunking the myth that previous homeowners are ineligible for down payment assistance.
TDHCA and TSHAC Programs: Discuss the pros and cons of these two entities and how they can benefit your clients.
Non-QM Loans / Portfolio Loans: Explain what these programs entail and clarify that they are not subprime loans.
Bank Statement Programs: Reviewing products available for business owners with high cash flow but low reported income on taxes.
Investor Cash Flow Programs: Exploring products available for real estate investors with multiple properties.
Join us to learn how these nontraditional lending options can provide tailored solutions for your clients, helping them achieve their homeownership goals with more flexibility and support.